2025 Insurance Rate Changes
October 2024 Update: The German government has announced new healthcare reforms that will impact insurance rates starting January 2025.
Key Changes:
- Average 12% increase in public insurance premiums
- New coverage requirements for mental health services
- Expanded dental coverage in basic plans
- Increased subsidies for low-income individuals
Impact on Different Groups:
| Age Group |
Public Insurance |
Private Insurance |
| 18-25 |
+10-12% |
+8-10% |
| 26-40 |
+12-14% |
+10-12% |
| 41-60 |
+14-16% |
+12-14% |
Official Statements:
"These changes are necessary to maintain the quality of our healthcare system while addressing rising costs in the medical sector."
